Ready to get hip with the times? We aren't only talking selfies and avocado toast. We are actually talking about a loan that works for you, instead of the other way around. With a personal line of credit from LendDirect, you are given the freedom to use as much or as little of your credit limit as you'd like, up to your approved credit limit. You get a flexible monthly repayment schedule so you can pay back your balance over time, and the more you pay toward your principal, the more credit you have available. Also, did we mention unlimited cash advances, up to your approved limit – with no cash advance fees?