Ana was never quite satisfied with the flooring in her home, but she never thought she’d have the means to replace them. She went with a budget-friendly laminate option that, although was something she could afford at the time, never had the same feel she wanted and certainly wasn’t lasting the way she had hoped. Ana always wanted hardwood floors that would last a lifetime and awe her guests every time they came in the door.
Then in a stroke of seemingly bad luck, Ana came home one day to find her hot water heater had broken and leaked all over her floors – “Great,” she thought, “just what I wanted to deal with after a long shift at the hospital.” Now Ana was left without hot water, a wet musty home and mushy floors.
Ana knew it would be a large expense and needed to find a way to get the funds to replace her household necessities – and fast! Despite having an open chequing account, Ana was quickly denied for a loan from her bank. Feeling frustrated but not ready to completely throw in the towel, she started searching online for lending opportunities – it wasn’t long before she found LendDirect.
After applying for a personal line of credit online, she was quickly given a no-commitment, pre-approval decision. Here’s a preview of Ana’s line of credit with LendDirect.

Bi-Monthly Statement
Approval Amount
(Credit Limit)
$2,200.00
Advance Amount
$1,400.00
Annual Interest Rate
46.93%
Estimated Payment
(with Loan Protection)
$62.03