Layla is a Great Dane, weighing almost as much as Emma does and Harley is a White Lab and is getting up there in doggy years, but still has plenty of energy left. One afternoon, after running through the park, chasing frisbees and getting dirty, Harley came home with a bit of a limp.
Emma didn’t think too much of Harley’s limp as he often plays so hard that he just gets a little sore. But this time the limp continued, and after a week, Emma decided to take Harley to the veterinarian to get checked out. What the vet had to say was not what Emma or Harley wanted to hear.
There was significant damage to Harley’s leg. He had torn a ligament in one of his front legs and could hardly put any weight on it. The vet informed Emma that if not treated, Harley could lose the use of his leg completely. Although a procedure could be done to fix Harley’s leg by repairing the torn ligament, it was a terribly expensive procedure. Before leaving, Emma explained to the vet that she was more than willing to do everything within her power to see that Harley got the treatment he needed.
The two of them left with their heads held high, determined to find a solution to pay for the surgery. Emma had a little money saved up but it was still not enough to cover the cost of the surgery. Emma had never used a personal loan, but thought it might be a solution to help her manage the cost of Harley’s surgery over time.
After a quick online search, she found LendDirect. Emma was surprised to learn that LendDirect offers an installment loan alternative – a personal line of credit - for many uses including pet care emergencies. In a matter of minutes, she was able to apply, verify her income and get approved. Here's a preview of Emma’s personal line of credit:

Monthly Statement
Approval Amount
(Credit Limit)
$4,000.00
Advance Amount
$2,000.00
Annual Interest Rate
46.93%
Estimated Payment
(with Loan Protection)
$177.24