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Rates as Low 19.99%*

At LendDirect, we provide personalized rates and terms, plus affordable payments.

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15 Minute Funding†

Opt to deposit your cash advance funds via Interac e-Transfer® and receive your money in as little as 15 minutes!

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100% Online Application

Our application can be completed 100% online, no faxing or phoning required.

We make it simple

With LendDirect, you don't need to visit a store or wait in long lines to apply for a personal loan. You can complete your personal loan application 100% online. Not only is our online loan process easy, but we also offer options to get your money the same day.

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Receive a Lending Decision

Get Your Money

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Get started with LendDirect today!

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*Interest rates range from 19.99% to 46.93% Annual Interest Rate. Subject to eligibility, credit check, underwriting and approval. Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Generally, applicants who are most creditworthy qualify for the lowest rates. All loans are open-ended with no minimum or maximum payback term.

† 15-minute funding available only when using Interac e-Transfer® from 9:00am ET to 10:00pm ET Monday - Saturday; subject to system limitations. e-Transfers submitted after 10:00pm ET will receive their transfer the next day (excluding Sundays). Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.

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