Attention Line of Credit Customers: Due to a potential Canada Post strike, your statement may be delayed. If you have any questions, please contact your local store or call Customer Service at 1-855-630-LEND.

Flexible Line of Credit up to $15,000

Only pay for the time you use it.

LendDirect is there for you.

Actual customer testimonials

Flexible Payment Options

With daily interest, you only
pay for the time you use the
money. No early payoff fees.

Quick Access to Funds

Need more money? Get cash
advances up to your approved
credit limit any time.

The LendDirect Line of Credit Process

1 Apply

Fill out a personal line of credit application either 100% online or by visiting one of our branches, selecting the amount you would like to borrow.

2 Verify Your Income

Submit documentation verifying your income to receive a lending decision.

3 Get Your Money

If approved, receive your money in as little as 2 hours if you select to receive your money via Interac e-Transfer®.

4 Access More

If you need additional cash at any time, you can get additional cash advances up to your approved credit limit.

Ready to
Get Started?

Apply Now