In 2016, we had a dream to bring Canadians dependable personal loans without the staunchness of a traditional brick and mortar. We saw a need that wasn't being met by banks, and decided things needed to change. That’s how we got to LendDirect. We offer personal loans with a personal touch because money is, well, personal. We believe that every person should be looked at as a human being instead of just a credit score. We are dedicated to doing everything we can to help those looking to stretch their income or overcome financial hurdles.
Our personal lines of credit provide what so many hard-working Canadians are looking for, but that so few financial institutions are offering them. With a line of credit from LendDirect, you could get the funds you need to help pay for expenses - either small, large or anywhere in between - and continue to pay for them, up to your approved credit limit. You can apply with LendDirect either online or at a branch near you. Whenever you find yourself looking for a personal loan, rest assured that LendDirect is there for you.
Flexibility
A personal line of credit from LendDirect is personalized to fit your needs. If approved, you get unlimited cash advances whenever you need them, up to your approved credit limit. You only pay interest for the amount of time you use the funds and as you pay down your principal balance, more credit is available for you to access, up to your approved credit limit. We'll even give you the option to leave your line of credit open for up to 1 year with a zero balance, just in case you need a cash advance in the future!
Integrity
We believe in honest and upfront lending. That's why when you apply in-store, our knowledgeable Financial Service Representatives will walk you through any questions you have, face to face. If you’re online and our FAQs still aren't answering your questions, our Customer Service department is always there to help. If approved, we clearly outline all terms and rates associated with your loan so you know exactly what you're agreeing to before you ever sign an agreement.
Accessibility
No worrying about banking hours! All of our branches are open 6 days a week and have extended hours so you can stop in when it's convenient for you, and not the other way around. We also have a Customer Service department open 7 days a week for any questions you have when you can't make it into a branch. Are none of those what you're looking for? We offer all of our services like cash advance requests, accessing your account, making payments, etc. all online – 24 hours a day, 7 days a week!
We pride ourselves on serving our Customers for the lifetime of their loan, including the different life changes experienced throughout this time. We understand that life throws curve balls and unexpected circumstances at us every day, which can leave us feeling pretty uneasy about large financial commitments like a loan. We wanted a way to be able to provide for our Customers in a way many other lenders aren't, and that's why we offer a Loan Protection Plan. With Loan Protection you know your loan payments will be covered, even when abrupt changes and hurdles pop up. Optional Loan Protection helps you insure your loan so you can ensure that you and your family are covered in case of emergencies like unemployment, accidents, critical illnesses or loss of life.
Read about the different ways you could utilize a personal loan with LendDirect.
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