Personal Lines of Credit to Fit your Personal Goals

Take control of your finances with a Canada personal line of credit up to $15,000.

It's Simple

1. Start Your Application

Apply online with no hidden
fees and no obligation.

2. Submit Income Information

Send us your information and
receive a lending decision.

3. Get Your Money

If approved, receive your money
straight to your bank account.

Use Your Line of Credit Any Way You Choose

Personal lines of credit can cover many uses. Whether you need to pay for a large purchase, cover unexpected expenses, or consolidate your debt, a LendDirect personal line of credit may be able to help you achieve your goal.

Consolidate Credit Card Debt

Are credit card bills piling up? Having trouble getting ahead? A personal line of credit can help you consolidate your debt.

Make Home Improvements

Are you making improvements on your home? LendDirect offers a line of credit that allows you to borrow what you need, when you need it - without having to apply multiple times.

Make a Large Purchase

Need a down payment for a new car? Need to replace your refrigerator? No matter what you need to purchase, a LendDirect loan may be able to help you seal the deal.

A Line of Credit with a Payment Plan that Works for You

Whether you have unexpected expenses or need to make a large purchase, LendDirect could give you the credit you need with a personal line of credit that offers flexible payment options to fit your budget.

Flexible Payment Options

We offer line of credit personal loans. Choose to pay the minimum amount due on each scheduled due date, or pay an additional amount to pay off your loan and save on interest.

Fixed Rates

LendDirect line of credit loans have fixed rates, which means your interest won't go up.

Cash Advance Options

LendDirect offers personal loans in the form of a line of credit. With our loans, you apply once and you can access your money at any time - up to your credit limit. As long as you have available credit, you can get as many cash advances as you need.