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Stop Settling for Inflexible Installment Loans

Apply for a flexible personal loan made for you

Typical installment loans limit your access to credit. A line of credit from LendDirect is a flexible personal loan that provides you with ongoing access to credit with unlimited, no-fee cash advances. Apply today to access up to $15,000.

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It's Simple

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1. Start your Application

Apply online or by phone with no obligation - you have 30 days to decide if we're a match.

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Use Your Line of Credit Any Way You Choose

Personal lines of credit can cover many different expenses! Yes, even for times when you "accidentally" spill pasta sauce all over your husband's hand-me-down sofa and need to replace it with a new living room set – your secret is safe with us. ☺ Whether you need to pay for a large purchase, cover unexpected bills or consolidate your debt, a LendDirect personal line of credit may be able to help you achieve your goal.

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Pay those Bills, Bills, Bills

It's more than just a song, it's the way of life. Between camps, activities and travel, it can be hard to keep up with the tab. Take care of yourself and your family by covering anything that comes your way, as it keeps coming at you.

A Line of Credit with a Payment Plan that Works for You

Whichever way you choose to use your Line of Credit, you can count on our flexible payment plan to work around your needs. You have the option to pay off the loan early to save on interest, so what's not to love? And, did we mention the unlimited, no-fee cash advances† up to your approved credit limit? Yep, that's on the benefits list, too.

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Flexible Payment Options

Choose to pay the minimum amount due on each scheduled due date, or pay an additional amount to pay off your line of credit loan and save on interest – the choice is always yours.

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Rates & Terms

LendDirect provides personalized rates and terms, plus affordable payments.

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Cash Advance Benefits

Only apply once and access your money at any time – up to your credit limit. As long as you have available credit, you can get as many no-fee cash advances as you need, whenever you need them.

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Interest rates range from 29.99% to 46.93% Annual Interest Rate. Subject to eligibility, credit check, underwriting and approval. Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Payments are due on scheduled income deposits. Generally, applicants who are most creditworthy qualify for the lowest rates. BC Licence #83734

Lending decisions and funding times subject to system limitations.

Interac e-Transfer®: 15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer subject to bank processing times, bank participation and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark and the Interac logo is a trade-mark of Interac Corp. Used under licence.

Cash advances only available up to approved credit limit; $25 minimum cash advance requirement; restrictions may apply.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.