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LendDirect is there for you.

Select Your Region

Select your province or territory from the dropdown below for more
information about the loans we offer in your area.


Need to Borrow Money? Borrow Wisely.

We all get in a kerfuffle sometimes and need access to credit. With a LendDirect Line of Credit, we could give you a hand up just when you need it.

Take Control of Your Finances

Apply for a Personal Line of Credit
up to $15,000.

Apply Now

What Do I Need to Start My Online Application?

We make it simple to apply for a line of credit online. Here’s a list of what you need to get started.

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    Contact information

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    Valid ID

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    18 years or older

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    An open chequing account in your name

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    Proof of recurring income

We Have Your Back

Our online application is encrypted for security, and our Customer Support line is available to you 7 days a week. Questions? Just call and ask at 1-855-630-5363!

Looking for More Answers?

Read our FAQs or visit our Security Centre.

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© 2022 LendDirect. All Rights Reserved. 400 Carlingview Drive • Toronto, Ontario M9W 5X9

Interest rates range from 19.99% to 46.93% Annual Interest Rate. Subject to eligibility, credit check, underwriting and approval. Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Generally, applicants who are most creditworthy qualify for the lowest rates. All loans are open-ended with no minimum or maximum payback term. 15-minute funding available only when using Interac e-Transfer® from 9:00am ET to 10:00pm ET Monday - Saturday; subject to system limitations. e-Transfers submitted after 10:00pm ET will receive their transfer the next day (excluding Sundays). Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.

†Cash advances only available up to approved credit limit; some restrictions may apply.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.