Security Centre

Since we opened in 2015, we have been continually innovating and implementing advanced technologies and techniques to ensure the safety and privacy of your information.

In addition to implementing technologies, we want to provide you with resources to help you personally maintain your security. The Security Centre is meant for just that! Look around and learn how you can safeguard your money and your identify.

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Security Alerts

Please be on the alert for fraudsters and scam artists impersonating LendDirect. If you receive a suspicious call, letter or email, please contact the LendDirect Fraud Department to verify authenticity before sharing any confidential information.

Below are currently known scams. In the event that you are contacted by one of these organizations or individuals - or think you may have been contacted by them - do not share any of your personal or sensitive information. Hang up and call LendDirect directly.

What To Look Out For

All authentic LendDirect emails will include @lendirect.ca at the end of the address.

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LendDirect communications will come from:

CustomerService@email.lenddirect.ca

LendDirect@e.lenddirect.ca

Text:89898 or 36363

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Watch out for emails coming from generic domains such as:

@gmail.com, @hotmail.com, @outlook.com, or other personal email providers

Example: lenddirect@gmail.com

Debt-Collection Scams

Unidentified organizations have been sending illegal, fraudulent debt-collections communications falsely claiming to represent lenders such as LendDirect. These communications have been made in the form of calls and email, and are not being sent by LendDirect or any of our affiliates.

Warning Signs for Debt-Collection Emails & Other Communication Forms

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The message comes from a personal email account, such as Gmail, AOL, Hotmail or Outlook
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The email domain does not include “@lenddirect.ca”
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The message contains fictitious case numbers and outstanding amounts
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The message threatens criminal or legal action
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The message threatens to email/fax information to your current employer or references
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The message threatens to confiscate all your salary and/or wages
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The message demands immediate payment and creates a sense of urgency to repay

Warning Signs for Debt-Collection Calls

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The caller has a thick foreign accent, is overly aggressive or rude
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The caller threatens violence, or criminal or legal action
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The call comes from an overseas telephone number
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The caller demands immediate payment and creates a sense of urgency to repay
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The caller refuses to provide you with pertinent information regarding the alleged debt

Fraud Department

Have You Experienced Fraud?

A Step-by-Step Guide

1) Contact LendDirect’s Fraud Department to report fraudulent or suspicious activity on your account.

2) Contact the credit bureaus to check your credit report. Look for any information that corresponds to the scammer’s communications, or transactions you did not make. You may want to sign up for credit monitoring to help you detect future theft or fraud attempts.

  • TransUnion: 1-800-663-9980
    https://www.transunion.ca/assistance/fraud-victims-resources
  • Equifax: 1-800-465-7166
    https://www.consumer.equifax.ca/personal/dispute-credit-report/
  • 3) Contact your local police to file a report so they can investigate and possibly prevent these scams from happening.

    4) Contact your bank to inform them of the fraudulent activity. They may be able to reverse or block suspicious transactions and keep a “paper trail” of the issue.

    5) Contact the Canadian Anti-Fraud Centre to keep them informed of active scams.

    Additional Resources

    Canadian Anti-Fraud Centre

    The Canadian Anti-Fraud Centre (CAFC) is the central agency in Canada that collects information and criminal intelligence on such matters as mass marketing fraud, advance fee fraud, Internet fraud and identification theft. To report fraud visit the CAFC website or call 1-888-495-8501.

    Competition Bureau of Canada

    A great source of useful information on fraud awareness and prevention is the Competition Bureau of Canada.

    Canadian Bankers Association

    You can find many useful articles to help consumers protect themselves from becoming a victim of fraud with help from the Canadian Bankers Association.

    Local Law Enforcement

    Be sure to check out your local law enforcement’s website for information on fraud awareness and how you can report being a victim of fraud.

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    Lending decision typically provided within minutes, subject to receipt of complete information from the applicant, and hours of operation. Funding times subject to bank system availability. A business day is typically Monday-Friday excluding national and provincial holidays.

    Line of Credit: Loan maximum of $10,000, based on a completed application, net pay, and other qualification requirements, and customer verification including a credit check. Payments are due on scheduled income deposits. APR/Annual Interest Rate: 34.99%.

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