Online Loans that Fit Your Offline Needs

Apply for a LendDirect personal loan anywhere, anytime.

Why LendDirect?

Personal Loans with Terms for Your Needs.

LendDirect offers Canada personal loans online in the form of a line of credit. With a line of credit, your loan remains open as long as you need it. And if you need more money, you can take unlimited, no-fee cash advances up to your credit limit.

Loans with Protection from the Unexpected.

Borrow with peace of mind! Whether you experience an illness, involuntary unemployment or an accident, our Loan Protection Plan has you covered.

Canada-Based Customer Service.

Have a question? Need some assistance? No matter what the need, with Canada-based Customer Service, we're always here to help. As cheesy as it sounds, LendDirect is there for you.

Stop Reapplying, Start Rejoicing

Whether you need money to help cover bills, pay down credit card debt, assist on an unexpected repair, or pay for a large purchase, an online loan from LendDirect may be able to provide you with the money you need, when you need it without needing to reapply. Unlike a payday loan or the typical installment loan, our unique line of credit loan works similarly to a credit card. If approved, take out as many no-fee cash advances as you'd like, up to your credit limit. The loan stays open as long as you need it without a set loan term so you don't have to reapply every time you need a cash advance.

How Do Online Loans Work?

With LendDirect, you don't need to visit a store or wait in long lines to apply for a personal loan. You can complete your personal loan application 100% online. Not only is our online loan process easy, but we also offer options to get your money the same day.

1. Apply Online

2. Sign Loan Documents

3. Verify Your Income

4. Receive a Lending Decision

5. Get Your Money

Convenient? We think so too!