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Online Loans that Fit Your
Offline Needs

Apply for a LendDirect personal loan anywhere, anytime.

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100% Online Application

Our application can be completed 100% online, no faxing or phoning required.

Why LendDirect?

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Personal Loans with Terms for Your Needs.

LendDirect offers Canada personal loans online in the form of a line of credit. With a line of credit, your loan remains open as long as you need it. And if you need more money, you can take unlimited, no-fee cash advances up to your credit limit.

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Loans with Protection from the Unexpected.

Borrow with peace of mind! Whether you experience an illness, involuntary unemployment or an accident, our Loan Protection Plan has you covered.

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Canada-Based Customer Service.

Have a question? Need some assistance? No matter what the need, with Canada-based Customer Service, we're always here to help. As cheesy as it sounds, LendDirect is there for you.

Stop Reapplying, Start Rejoicing

Whether you need money to help cover bills, pay down credit card debt, assist on an unexpected repair, or pay for a large purchase, an online loan from LendDirect may be able to provide you with the money you need, when you need it without needing to reapply. Unlike a payday loan or the typical installment loan, our unique line of credit loan works similarly to a credit card. If approved, take out as many no-fee cash advances as you'd like, up to your credit limit. The loan stays open as long as you need it without a set loan term so you don't have to reapply every time you need a cash advance.

How Do Online Loans Work?

With LendDirect, you don't need to visit a store or wait in long lines to apply for a personal loan. You can complete your personal loan application 100% online. Not only is our online loan process easy, but we also offer options to get your money the same day.

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1. Apply Online

Convenient? We think so too!

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Interest rates range from 29.99% to 46.93% Annual Interest Rate. Subject to eligibility, credit check, underwriting and approval. Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Payments are due on scheduled income deposits. Generally, applicants who are most creditworthy qualify for the lowest rates. BC Licence #83734

Lending decisions and funding times subject to system limitations.

Interac e-Transfer®: 15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer subject to bank processing times, bank participation and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark and the Interac logo is a trade-mark of Interac Corp. Used under licence.

Cash advances only available up to approved credit limit; $25 minimum cash advance requirement; restrictions may apply.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.