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Funds in as Little as 15 Minutes

Now that’s what we call service ☺

If you’re approved for a personal loan from LendDirect, then you can opt to receive your funds via Interac e-Transfer® and receive your money in as little as 15 minutes!

The Interac e-Transfer® Process

Loan Protection icon
1. Choose Your
Funding Method

Choose Interac e-Transfer®
as your funding method.

Get access to available credit 24 hours a day, 7 days a week with Interac e-Transfer®.

Direct Deposit Funding Times

LendDirect wants to give you options, which is why we also offer the option to receive your loan funds via Direct Deposit. With this process, we will send the money directly to your bank account. The time you receive your funds for Direct Deposit depends on when you get approved and when your bank post EFT (Electronic Funds Transfer) credits.

Online application is
approved before 5:00pm ET
Monday - Thursday

You should receive your funds
in 1-2 business days

Online application is approved between 5:00pm ET Thursday
and 5:00pm ET Sunday

You should receive your
funds on Monday or Tuesday

Online application is approved after 5:00pm ET Sunday

You should receive your funds
on Tuesday or Wednesday

Loans completed on banking holidays and Sundays will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.

Personal Loans in Just Minutes

Apply in minutes. Get money in minutes!

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Interest rates range from 29.99% to 46.93% Annual Interest Rate. Subject to eligibility, credit check, underwriting and approval. Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Payments are due on scheduled income deposits. Generally, applicants who are most creditworthy qualify for the lowest rates. BC Licence #83734

Lending decisions and funding times subject to system limitations.

Interac e-Transfer®: 15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer subject to bank processing times, bank participation and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark and the Interac logo is a trade-mark of Interac Corp. Used under licence.

Cash advances only available up to approved credit limit; $25 minimum cash advance requirement; restrictions may apply.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.