Funds in as Little as 15 Minutes
Now that’s what we call service ☺
If you’re approved for a personal loan from LendDirect, then you can opt to receive your funds via Interac e-Transfer® and receive your money in as little as 15 minutes!
The Interac e-Transfer® Process
The Interac e-Transfer® Times
e-Transfers submitted from 9am to 10pm ET Monday - Saturday
❯You will typically receive your transfer
within approximately 15 minutes
e-Transfers submitted after 10pm ET Monday - Saturday
❯You should receive your transfer the
next banking business day
e-Transfers submitted on Sunday
❯You should receive your transfer on
the next banking business day at the
first available transfer time
Loans completed on banking holidays and Sundays will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.
Direct Deposit Funding Times
LendDirect wants to give you options, which is why we also offer the option to receive your loan funds via Direct Deposit. With this process, we will send the money directly to your bank account. The time you receive your funds for Direct Deposit depends on when you get approved and when your bank post EFT (Electronic Funds Transfer) credits.
Online application is
approved before 5:00pm ET
Monday - Thursday
You should receive your funds
in 1-2 business days
Online application is approved between 5:00pm ET Thursday
and 5:00pm ET Sunday
You should receive your
funds on Monday or Tuesday
Online application is approved after 5:00pm ET Sunday
❯You should receive your funds
on Tuesday or Wednesday
Loans completed on banking holidays and Sundays will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.
