1. Choose Your
Funding Method
If approved for a line of credit,
choose "Interac e-Transfer®"
as your funding method.
2. Retrieve Your
Access Code
We will email you a
unique access code.
3. Submit Your
Access Code
Submit your access code to
complete the Interac
e-Transfer® process.
4. Get Your
Money
Get your loan funds in as little as 15 minutes.
Loans completed on banking holidays and Sundays will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.
LendDirect wants to give you options, which is why we also offer the option to receive your loan funds via Direct Deposit. With this process, we will send the money directly to your bank account. The time you receive your funds for Direct Deposit depends on when you get approved and when your bank post EFT (Electronic Funds Transfer) credits.
Banking business days do not include weekends or banking holidays. Loans completed on banking holidays and weekends will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.
Apply in minutes. Get money in minutes!