Funds in as Little as 15 Minutes

Now that’s what we call service


If you’re approved for a personal loan from LendDirect, then you can opt to receive your funds via Interac e-Transfer® and receive your money in as little as 15 minutes!

The Interac e-Transfer® Process

1. Choose Your
Funding Method

If approved for a line of credit,
choose "Interac e-Transfer®"
as your funding method.

2. Retrieve Your
Access Code

We will email you a
unique access code.

3. Submit Your
Access Code

Submit your access code to
complete the Interac
e-Transfer® process.

4. Get Your
Money

Get your loan funds in as little as 15 minutes.

Interac e-Transfer® Funding Times

e-Transfers submitted from
9am to 10pm ET Monday - Saturday
You will typically receive your transfer within approximately 15 minutes
e-Transfers submitted after
10pm ET Monday - Saturday
You should receive your transfer the next banking business day
e-Transfers submitted on
Sunday
You should receive your transfer on the next banking business day at the first available transfer time

Loans completed on banking holidays and Sundays will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.

Direct Deposit Funding Times

LendDirect wants to give you options, which is why we also offer the option to receive your loan funds via Direct Deposit. With this process, we will send the money directly to your bank account. The time you receive your funds for Direct Deposit depends on when you get approved and when your bank post EFT (Electronic Funds Transfer) credits.

Online application is
approved before 5:00pm ET
Monday - Thursday
You should receive your funds
in 1-2 business days
Online application is approved between 5:00pm ET Thursday
and 5:00pm ET Sunday
You should receive your
funds on Monday or Tuesday
Online application is approved
after 5:00pm ET Sunday
You should receive your funds
on Tuesday or Wednesday

Banking business days do not include weekends or banking holidays. Loans completed on banking holidays and weekends will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in e-Transfer® at the end of the loan process. Certain exclusions apply.

Personal Loans in Just Minutes

Apply in minutes. Get money in minutes!