Your Personal Loan Explained in 6 Simple Steps
1 Complete Your Application
You can complete your loan application 100% online, or by visiting a LendDirect branch. When applying, you will need to provide personal, income & bank account information.
2 Verify Your Income
Submit documentation verifying your income to receive a lending decision.
3 Receive a Lending Decision
After submitting your application and income verification, we will provide you with a lending decision.
4 Receive Your Money
Have your money direct deposited into your chequing account, or select to receive funds via Interac e-Transfer® to get your money in 2 hours or less.
5 Make Payments
Make regular payments over time, with the option to pay more than the minimum amount due to save on interest paid.
6 Withdraw Cash
As you pay down your balance, you can get additional cash advances up to your approved credit limit.
Visit a LendDirect branch today to apply for a line of credit up to $15,000Make an Appointment