Get a flexible line of credit up to $15,000.
Once you're approved, go online any time and get the money you need - up to your approved credit limit.
How LendDirect Online Loans Work in 5 Simple Steps
1 Apply
Apply for credit completely online. Our application is simple, quick and secure.
2 Sign Your Loan Documents
Sign your personal loan documents directly online to agree to the terms of your line of credit.
3 Verify Your Income
Submit documentation verifying your income to receive a lending decision.
4 Get a Lending Decision
After submitting your application and income verification, we will provide you with a lending decision.
5 Receive Your Funds
If approved, have your money direct deposited into your chequing account, or select to receive funds via Interac e-Transfer® to get your money in 2 hours or less.
Ready to get started?
Apply NowLendDirect offers flexible personal loans online that were built with you in mind. If you're approved for a LendDirect loan, then you will receive a line of credit. At loan origination, take as much money as you need up to your approved credit limit. If you need more money at any time, you can take additional cash advances as long as you have available credit.