Attention Line of Credit Customers: Due to a potential Canada Post strike, your statement may be delayed. If you have any questions, please contact your local store or call Customer Service at 1-855-630-LEND.

Online Loans from LendDirect

Get a flexible line of credit up to $15,000.

Once you're approved, go online any time and get the money you need - up to your approved credit limit.

The Online Loan Process

How LendDirect Online Loans Work in 5 Simple Steps

1 Apply

Apply for credit completely online. Our application is simple, quick and secure.

2 Sign Your Loan Documents

Sign your personal loan documents directly online to agree to the terms of your line of credit.

3 Verify Your Income

Submit documentation verifying your income to receive a lending decision.

4 Get a Lending Decision

After submitting your application and income verification, we will provide you with a lending decision.

5 Receive Your Funds

If approved, have your money direct deposited into your chequing account, or select to receive funds via Interac e-Transfer® to get your money in 2 hours or less.

Ready to get started?

Apply Now

Your Loan on Your Terms

LendDirect offers flexible personal loans online that were built with you in mind. If you're approved for a LendDirect loan, then you will receive a line of credit. At loan origination, take as much money as you need up to your approved credit limit. If you need more money at any time, you can take additional cash advances as long as you have available credit.

Flexible Terms

Only pay for the time you use the money.

Borrowing Options

Take additional cash advances without having to re-apply.

Loan Protection

Optional protection for the unexpected.

Questions About Online Loans?

We're here to help!