LendDirect offers personal loans online that are meant to be used to meet your specific circumstances. An unexpected expense, home improvement repairs or even student loan debt. LendDirect could provide you with the funds you need to take control of your finances.
Your Personal Loan Explained in Detail
1 Applications can be completed 100% online
With LendDirect, you can complete your loan application 100% online and submit it for a lending decision. Or come into a branch to visit with one of our Financial Service Representatives.
2 Secure income verification process
After you submit your application, there’s just one more step to receive a lending decision. Provide information that documents your income either by using our online portal (not available in Saskatchewan), or by directly emailing Customer Service.
3 Receive a lending decision
We will typically provide you with a lending decision within 60 minutes or less (during business hours; applications submitted after business hours will be responded to the following business day).
4 Receive your funds
If approved, have your online personal loan funds direct deposited into your chequing account, or select to receive funds via Interac e-Transfer® to get your money in 2 hours or less.
5 Make payments online
Pay back your personal loan online with regularly scheduled payments over time, as agreed in your loan documents.
6 Access more
As you pay down your loan, you can get additional cash advances up to your approved credit limit. No need to reapply to get more money.