LendDirect offers Lines of Credit and Secured Loans.
For short-term Payday Loans, visit our friends at CashMoney.ca.
Use Your Line of Credit Any Way You Choose
Personal Lines of Credit can cover many different expenses! Whether you need to pay for a large purchase, cover unexpected bills, or even make an investment in yourself, a LendDirect Line of Credit could help bridge that financial gap.
A Line of Credit with Repayment Terms that Work for You
Whichever way you choose to use your Line of Credit, you can count on repayment terms that work around your needs. You have the option to pay off the loan early to save on interest, so what's not to love? And, did we mention the unlimited, no-fee advances up to your approved credit limit?†† Yep, that's on the benefits list, too.
Pre-Approval without the Commitment
Start an application with LendDirect and find out if you are pre-approved and for how much without impacting your credit score.§
Flexible Payment Options
Choose to pay the minimum amount due on each scheduled due date, or pay an additional amount to help pay off your Line of Credit early and save on interest.
Unlimited Advances
Only apply one time and once approved, have ongoing access to your money up to your credit limit. If you have available credit, you can request as many no-fee advances as you’d like.††
‡Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Group Policy underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company, operating under the brand name Securian Canada. See Summary of Coverage and Certificate of Insurance for full coverage details including benefits and exclusions.
To apply with LendDirect, you will need to be at least 18 years old and have the following:
- Valid ID
- Steady source of income
- Open chequing account
- Phone number
- Home address
You can apply for up to $10,000. Discover how much you are pre-approved for without affecting your credit score.§ Get pre-approved today!
You can choose to receive your funds in as little as 15 minutes via Interac e-Transfer® or via direct deposit into your bank account. See funding times for details.
During business hours, applicants may receive a pre-approval decision almost immediately. If final approval requires verification, you will be notified immediately. Once your files are received, you should have your final lending decision within 48 hours, often the same day.